DPIIT Recognised · 50+ Banks · Startup India

Stop Getting
Rejected.
Know First.

Most people apply and then find out they don't qualify. We flip that. Enter your details, get your real number, then apply only where you'll be approved — in under 2 minutes.

See How Much I Qualify For →Check CIBIL Score
50+
Banks Checked
2 min
That's all it takes
Free
Zero cost to start
What's your real loan limit?
60 seconds · No documents · No CIBIL hit
🔒 We don't sell your data. Period.
RBI Compliant Platform
50+ Bank Partners
256-bit SSL Encrypted
CIN: U67100DL2022PTC400764
Startup India Registered
THE PROCESS

No branch visits. No guesswork.

Most loan rejections happen because people apply blind. We fix that.

STEP 01

Tell us the basics

Name, income, what you need. No bank statements, no salary slips, no Aadhaar scan. Just 60 seconds.

60s
Total time
0
Documents needed
01
STEP 02

We run the numbers

Your CIBIL score, what banks allow on your income, your existing EMI load — we calculate the exact amount a bank will approve.

50+
Banks checked
Live
CIBIL data
02
STEP 03

You apply only where you qualify

We show you your approved list — ranked by rate, tenure, and approval speed. One application. No fishing.

98%
Accuracy rate
2 min
Total time
03
YOUR CREDIT SCORE

A low CIBIL score costs you lakhs in higher interest.

Get your official report, find out exactly where you stand, and if your score needs work — we'll fix that too.

BASIC
Checking your own score
299/mo
3 eligibility checks/month
CIBIL Score + PDF Report
PAN Verification
EMI Calculator
Loan eligibility across all types
Get Basic Plan
Most Popular
PRO
Serious borrowers & loan agents
1,299/mo
8 eligibility checks/month
All 4 Credit Bureaus
PDF Credit Expert Report
CIBIL Boost included
Multi-lender matching
WhatsApp notifications
Get Pro Plan
ENTERPRISE
Companies & high-volume agents
4,999/mo
50 eligibility checks/month
All 4 Credit Bureaus
Full KYC Suite
Team dashboard (5 users)
White-label reports
Dedicated account manager
API Access
Get Enterprise Plan
Score below 700? Don't apply anywhere yet. Our CIBIL Boost program lifts it 50-200 points in 3-6 months before you apply. Free with Pro and Enterprise. Learn More →
WHAT DO YOU NEED?

Every loan type. Rates from 50+ banks.

We show you which bank gives you the best rate for your profile — not just the lowest advertised rate.

👤
Personal Loan
10.49%
p.a. | Up to ₹50L
Apply Now →
💼
Business Loan
10.75%
p.a. | Up to ₹5Cr
Apply Now →
🏠
Home Loan
8.40%
p.a. | Up to ₹10Cr
Apply Now →
🏢
Loan Against Property
9.25%
p.a. | Up to 70% LTV
Apply Now →
🚗
Car Loan
8.65%
p.a. | Up to 90% on-road
Apply Now →
Working Capital
10.50%
p.a. | OD/CC facility
Apply Now →
💳
Overdraft
10.00%
p.a. | OD facility
Apply Now →
💰
Micro Loan
20.00%
p.a. | Small ticket
Apply Now →
YOU WON'T FIND THESE ANYWHERE ELSE

We built three things the industry refused to.

Not features. Actual products that protect borrowers — which is why no one else offers them.

✦ EXCLUSIVE TO FLOCRED
📅

Holiday In EMI

Your loan disburses on a Tuesday. You shouldn't have to pay EMI by next month. With EMI Holiday, your first payment starts 3-6 months later — giving you time to actually use the money.

3-6
Months free
All
Loan types
Apply Now →
FIRST IN INDIA
🛡️

EquityShield

Banks sell distressed properties at auction for a fraction of their value. We step in before that happens and sell at full market rate.

Market Rate SaleNPA Protection
Learn More →
● COMING SOON
✈️

NRI Loans

Buy property or invest in India without flying back. We handle the entire process — from abroad, end to end.

UAEUKUSACanada
Join Waitlist →
LIVE RATES
10.49%
Personal Loan from
8.40%
Home Loan from
10.75%
Business Loan from
8.65%
Car Loan from
Auto-updated daily
COMING SOON

NRI Loans — without the paperwork chase

You've been sending money home for years. Buying property or investing in India shouldn't require you to fly back. We're building the platform that handles everything from wherever you are.

NRI Home Loans
Buy property in India from anywhere. No flying back required. From 8.5% p.a.
NRI Loan Against Property
Your Indian property is sitting on equity. Put it to work. Up to 70% LTV.
NRI Investment Financing
Commercial property and FD-backed loans — managed remotely, start to finish.
Available for: UAE · UK · USA · Canada · Singapore
Get notified when NRI Loans launch
We'll reach out personally — not with a mass email blast.
PLAN YOUR LOAN

Know your EMI before you commit.

Drag the sliders. See what you're actually signing up for.

Loan Amount₹10.00L
₹50K₹1 Cr
Interest Rate (p.a.)10.5%
6%30%
Tenure60 months (5 yrs)
6 ms30 yrs
Your Monthly EMI
21,494
Total Interest
₹2.90L
Total Payment
₹12.90L
Check If You Qualify →
₹47 Cr+
Loans disbursed
2,400+
Customers helped
4.8 ★
Average rating
38 hrs
Avg. disbursal time
REAL CUSTOMERS

They came in not knowing what they'd get.
Here's what happened.

★★★★★

"I'd been rejected twice before finding FLOCRED. They told me my score was 664 and exactly which NBFC would approve me at that level. Got ₹8 lakh sanctioned in 2 days."

Rahul K.
Personal Loan · Delhi · ₹8 Lakh
★★★★★

"Home loan at 8.55% when three other brokers quoted me 9.1%+. The EMI holiday meant I didn't pay anything for the first 4 months while we were renovating. Game changer."

Priya S.
Home Loan · Gurgaon · ₹65 Lakh
★★★★★

"Running a textile business in Noida, needed ₹40L working capital urgently. FLOCRED calculated my Drawing Power in minutes and matched me to a bank that approved in 6 days."

Arun M.
Working Capital · Noida · ₹40 Lakh
BANKS AND NBFCs WE WORK WITH
SBIHDFC BankICICI BankAxis BankBajaj FinanceLIC HFLLendingkartFaircentKotak BankYes Bank
QUESTIONS?

Things people ask us

GET IN TOUCH

Talk to a real person. Not a chatbot.

Every client gets a dedicated relationship manager who picks up the phone. We negotiate your loan end-to-end — from application to disbursal.

📞
📍
Location
Delhi & Mumbai, India

Apply for a Loan