DPIIT Recognised | 50+ Bank Partners | Startup India Registered

Know Your
Loan Eligibility
Before You Apply

Check your CIBIL score, see exactly how much you qualify for, and get matched with the best lender — all in 2 minutes.

Check Eligibility Now Get CIBIL Report
50+
Bank Partners
2 min
Eligibility Check
Free
Basic Check
Quick Eligibility Check
No documents needed. Takes 60 seconds.
Your data is encrypted. We never share without consent.
RBI Compliant Platform 50+ Bank Partners 256-bit SSL Encrypted CIN: U67100DL2022PTC400764 Startup India Registered
How It Works

Three Steps to Your Loan

No branch visits. No paperwork. No waiting.

1

Tell Us What You Need

Enter basic details — name, income, loan type. No documents. Takes 60 seconds.

2

We Check Everything

CIBIL score, income capacity, FOIR analysis. We calculate exactly how much you qualify for.

3

Get Matched Instantly

See your eligible amount, best interest rates, and recommended banks. Apply with one click.

Credit Intelligence

Your CIBIL Score Matters

Get your official CIBIL report, know your exact eligibility across all loan types, and improve your score.

Basic
For individuals
₹299 /month
  • 3 eligibility checks/month
  • CIBIL Score + PDF Report
  • PAN Verification
  • Loan eligibility across all types
  • EMI Calculator
  • CIBIL Boost (add-on)
Most Popular
Pro
For DSAs & active borrowers
₹1,299 /month
  • 8 eligibility checks/month
  • CIBIL + Experian Reports
  • PAN + Aadhaar Verification
  • Multi-lender matching
  • PDF Credit Reports
  • CIBIL Boost included
  • WhatsApp notifications
Enterprise
For corporates & large DSAs
₹4,999 /month
  • 50 eligibility checks/month
  • All 4 Credit Bureaus
  • Full KYC Suite (PAN+Aadhaar+GST)
  • Team dashboard (5 users)
  • White-label reports
  • Dedicated account manager
  • API Access
Low CIBIL Score? We Can Help.
Our CIBIL Boost program helps improve your score by 50-200 points in 3-6 months. Included free in Pro and Enterprise plans.
Learn More
Loan Products

Every Loan. One Platform.

Compare rates across 30+ banks. Apply to the best match.

Personal Loan
From 10.49% p.a. | Up to Rs 50 Lakh
Apply Now →
Business Loan
From 10.75% p.a. | Up to Rs 5 Cr
Apply Now →
Home Loan
From 8.4% p.a. | Up to Rs 10 Cr
Apply Now →
Loan Against Property
From 9.25% p.a. | Up to 70% LTV
Apply Now →
Car Loan
From 8.65% p.a. | Up to 90% on-road
Apply Now →
Working Capital
DP-based limits | OD/CC facility
Calculate DP →
Overdraft
OD facility | From 10% p.a.
Apply Now →
Micro Loan
Small ticket | From 20% p.a.
Apply Now →
Choose a Flexi Personal Loan — lower EMIs by up to 45%
Pay only interest during the flexi period. Withdraw and repay as needed. Maximum flexibility.
Know More
Only At FLOCRED

Three Products You Won't Find Anywhere Else

India's first and only platform offering these exclusive financial programs.

EXCLUSIVE

Holiday In EMI

Don't pay EMI for the first 3-6 months after your loan is disbursed. Settle in, breathe easy, then start your payments.

3-6 MonthsAll Loan Types
Apply Now
FIRST IN INDIA

EquityShield

If financial trouble pushes your Home Loan or LAP towards NPA, we step in to sell your property at full market rate — not distress auction.

Market RateNPA Protection
Learn More
COMING SOON

NRI Loans

Dedicated loans for Non-Resident Indians. Home loans, LAP, and investment financing — managed end-to-end from abroad.

UAE, UK, USEnd-to-End
Join Waitlist
LIVE RATES
All Financial Services Under One Roof
Interest rates from our partner banks
Personal Loan from10.49%
Home Loan from8.4%
Car Loan from8.65%
Business Loan from10.75%
Rates updated: loading...
Corporate Wellness

Financial Wellness for Your Employees

The only company in India that provides EMI holiday on loans (3-6 months).

One-Stop Solution
All financial needs under one roof
EMI Holiday
3-6 months moratorium on EMI
Best Rates
We compare 50+ banks for lowest rates
Dedicated RM
Personal assistance end to end
About FLOCRED

FLOCRED is India's leading financial services platform dedicated to simplifying the borrowing experience. We connect individuals and businesses with the right financial products from 50+ trusted banks and NBFCs.

2022
Founded
Pan India
Operations
RBI Compliant
All processes
256-bit SSL
Bank-grade security
Beware of Fraudsters

FLOCRED never asks for upfront payments, OTPs, or bank passwords via phone/SMS. If someone contacts you claiming to be from FLOCRED and asks for money or personal banking details, do not share.

Report immediately to support@flocred.com or call +91-9319369315

Coming Soon

NRI Loans Made Simple

Living abroad shouldn't stop you from investing in India. FLOCRED is building India's first end-to-end NRI loan aggregation platform.

HL
NRI Home Loans
Buy property in India from anywhere. From 8.5% p.a.
LAP
NRI Loan Against Property
Unlock equity in your Indian property. Up to 70% LTV.
IF
NRI Investment Financing
Fund commercial property and FD-backed loans from abroad.
UAEUKUSACanadaSingapore
Join NRI Waitlist
Be the first to know when NRI Loans launch.
Live Exchange Rates
USD
₹83.5
GBP
₹105.7
AED
₹22.7
Auto-updated every 30 min
Plan Your Loan

EMI Calculator

See your monthly payment before you apply.

Loan Amount₹10,00,000
₹50K₹100 Cr
Interest Rate (p.a.)10.5%
6%30%
Tenure60 months
6 mo30 yrs
Your Monthly EMI
₹21,494
Total Interest
₹2,89,640
Total Payment
₹12,89,640
Check If You Qualify
Already Have a Report?

Upload Your CIBIL Report

Don't want to buy a new report? Upload your existing CIBIL PDF and our AI will calculate your eligibility instantly.

Drop your CIBIL report PDF here
or click to browse (PDF only, max 5MB)
Disclaimer: If your report is older than 30 days, the eligibility shown is an estimate. For accurate results, we recommend purchasing a fresh CIBIL report.
Our Lending Partners
SBI HDFC Bank ICICI Bank Axis Bank Bajaj Finance LIC HFL Lendingkart Faircent Kotak Bank Yes Bank
Questions?

Frequently Asked

Get In Touch

Ready to Apply?

Fill this form and our team will call you within 30 minutes with the best loan options for your profile.

+91-9319369315
support@flocred.com
Delhi & Mumbai, India
Join Our Team

Build Your Career in India's Fastest-Growing FinTech

FLOCRED is hiring! Join our sales team and earn uncapped commissions selling loan products from 50+ banking partners.

Uncapped
Commission
18 Mo
Exec to Manager
View Open Positions
1
Sales Executive
Month 0-6 | Learn products, build pipeline
2
Sr. Sales Executive
Month 6-12 | Key accounts, mentoring
3
Team Lead
Month 12-18 | Lead team of 5-8
4
Sales Manager
Month 18+ | Own a region