Most people apply and then find out they don't qualify. We flip that. Enter your details, get your real number, then apply only where you'll be approved — in under 2 minutes.
Most loan rejections happen because people apply blind. We fix that.
Name, income, what you need. No bank statements, no salary slips, no Aadhaar scan. Just 60 seconds.
Your CIBIL score, what banks allow on your income, your existing EMI load — we calculate the exact amount a bank will approve.
You see your eligible amount, which banks will say yes, and at what rate. No surprises at the bank counter.
Get your official report, find out exactly where you stand, and if your score needs work — we'll fix that too.
We show you which bank gives you the best rate for your profile — not just the lowest advertised rate.
Not features. Actual products that protect borrowers — which is why no one else offers them.
Your loan disburses on a Tuesday. You shouldn't have to pay EMI by next month. With EMI Holiday, your first payment starts 3–6 months later — giving you time to actually use the money.
If things go wrong and your home loan is headed toward default, banks sell your property in a distress auction — way below market value. We step in before that happens and sell at the real market rate, so you don't lose everything.
You've been sending money home for years. Now buy property or invest — without flying back to sign paperwork. We handle the whole process from wherever you are.
Financial stress is the #1 reason employees underperform. Give them access to real loans — at real rates — with 3–6 months before the first EMI hits.
We started FLOCRED because getting a loan in India was unnecessarily hard. Too much paperwork, too many rejections, no transparency on why. We built the platform we wished existed — one that tells you the truth before you apply.
FLOCRED never asks for upfront payments, OTPs, or bank passwords via phone/SMS. If someone contacts you claiming to be from FLOCRED and asks for money or personal banking details, do not share.
Report immediately to support@flocred.com or call +91-9319369315
You've been sending money home for years. Buying property or investing in India shouldn't require you to fly back. We're building the platform that handles everything from wherever you are.
Drag the sliders. See what you're actually signing up for.
Got a CIBIL report PDF? Upload it here. We read your score, existing loans, and repayment history — and show you which loans you'll get approved for, and at what amount.
"I'd been rejected twice before finding FLOCRED. They told me my score was 664 and exactly which NBFC would approve me at that level. Got ₹8 lakh sanctioned in 2 days."
"Home loan at 8.55% when three other brokers quoted me 9.1%+. The EMI holiday meant I didn't pay anything for the first 4 months while we were renovating. Game changer."
"Running a textile business in Noida, needed ₹40L working capital urgently. FLOCRED calculated my Drawing Power in minutes and matched me to a bank that approved in 6 days."
No automated calls. No script. A real person who has seen thousands of loan cases and can tell you exactly what your options are.
We pay on results. The more loans you close, the more you earn — no ceiling. Most of our executives clear their first big commission within 60 days.