We process all our loans through SATSAI Finlease Private Limited a RBI registered NBFC. (RBI License: - B-14.01646)

Credit Score

Credit Score

Lenders and financial organisations determine a credit score by assigning it a number. It is used to demonstrate someone's "creditworthiness" or capacity to pay back a loan, mortgage, or other type of debt.

Four credit bureaus in India—TransUnion CIBIL, Experian, CRIF Highmark, and Equifax—are responsible for creating this credit score.

Why do we charge For Credit Scores?

Apart from a credit score and report, look at the other perks and insights you get access to.

Use the score simulator to determine how your credit score can change based on your future credit behaviour or activity.

Receive customised loan offers based on your credit score and profile.

Receive a personalised credit score analysis and summary.

Monitor your credit health by tracking credit score changes.

Now that you know the importance of monitoring your credit health, always work towards building a good credit score. This will improve your chances of getting a high-value loan in the future.

Score Check Charges: Rs 130/-(Single Report)

Score Check Charges(Equifax): Rs 130/-(Single Report)

CRIF Highmark Check Equifax Check

Your Score

Let us have a look at the credit score range that most lenders and bureaus consider while evaluating your credit applications:

Score Band Category What Does It Mean
<300 No Score It means you have never taken a loan or credit card and have no/limited credit history. You need to start building your credit score for the best offers on loans and credit cards.
300-550 Very Low credit score Your credit history is damaged. However, with awareness and discipline, you can strengthen your credit score.
551-620 Low credit score Check your credit report thoroughly to find out why your credit score is low and act.
621-700 Fair credit score You are not very far from a strong credit score. To be eligible for the best offers, you should improve your score.
701-749 Good credit score You have been responsible with credit and have displayed good credit behaviour. Most Banks and NBFCs would be happy to offer you credit.
750+ Excellent credit score Your track record with credit is superb! With this score, you would meet the eligibility criterion of most Banks and NBFCs and are likely to get the best offers.